New credit line of Ohrid Bank Societe Generale

Ohridska Banka Société Générale once again confirms its pioneer and trendsetter position in the Macedonian banking industry.

As of today, the loan portfolio of Ohridska Banka Société Générale is enriched with the newest NAJ NAJ CASH LOAN for individuals, product with unique characteristics and first on the market, which is distinguished by its stabile and above all guaranteed interest rate for the entire period of the credit duration.

The new NAJ NAJ Cash loan offers three possibilities for loans with fixed interest rates, with different promotional Interest rates for the first periods.

In dependence of the wishes and the needs of the client, there are three options available, i.e:

  • the first option offers promotionally decreased interest rate of 5.75% for the first 12 months and fixed interest rate of 8.45% from 13th to 95th month;
  • the second option offers promotionally decreased interest rate of 6.10% for the first 24 months and fixed interest rate of 8.25% from 25th to 95th month;
  • and the third option offers promotionally decreased interest rate of 6.45% for the first 48 months and fixed interest rate of 7.75% from 49th to 95th month.

The interest rates are valid with inclusion of the credit life insurance with insurance premium of 0.85% yearly from the amount of the loan.

– We are once again confirming our intentions to offer products that fit and meet the needs and requirements of the citizens. This offer came as a result from the in-depth research that we performed on the market and our capability to develop the solution. With this unique offer, the clients know from the very beginning the exact amount of their monthly installment throughout the entire period of payment and can plan in serenity the financing if its wishes or needs. This is a great differentiation on the market and another great evidence of the necessary transparency to get client loyalty. For our client comfort, we even suggest 3 formulas where everyone will find his preference.  In addition, we add our care for our clients in the shape of Credit Life insurance for their complete financial protection for the entire period of the loan duration. This is the way that, we, Ohridska Banka Société Générale, build the team spirit with our clients – stated Stephane Touati, Member of the Management Board of Ohridska Banka Société Générale.

In addition, for all new clients that will refinance their debts with NAJ NAJ CASH loan in Ohridska Banka Société Générale, will receive additional benefits, such as: no administration and application fees, no fees for debit cards for the first year and no fees for the services Moja Banka – m-banking, e-banking and SMS notifications for a period of 6 months.

After introducing the concept Plan for Home with fixed and guaranteed interest rate until 2030 for home buyers, the newest NAJ NAJ CASH loan is the new important step for Ohridska Banka Société Générale to demonstrate its mission to offer products with most transparent conditions for its clients.

More information for this offer, the clients can find on Ohridska Banka Société Générale web site or in any of the branches throughout the country.